Financing Options

Yes, there’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.

Yes, you can return an item you bought with Affirm by initiating the return process
with the store.

No, your credit won't be affected when you create an Affirm account or check your
eligibility (including checking your pre qualification eligibility). When you apply for or
check to see if you prequalify for Affirm financing, it's considered a soft inquiry,
which does not affect your credit. If you decide to pay with installments through
Affirm, your payment plan and repayment activity may be reported to credit
bureaus.
You can find more information on Affirm's Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps
Affirm verify it’s really you who is creating your account and signing in.

Shop Pay Installments lets eligible customers in the United States and Canada pay for an order in smaller increments over time. It's powered and serviced by Affirm and is only available in some stores. When available, Shop Pay Installments is a great option to help you maximize your budget for orders between $35 USD and $30,000 USD or CAD.

Select Shop Pay at checkout.

Get No Interest if paid in full in 6 months on purchases of $149 or more when you check out with PayPal Credit.

Select Paypal at checkout.

Please contact concierge@thesolist.com if you have any financing questions.